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Lapse

Lapse

Most people with auto insurance have a general idea of what an insurance lapse is or what it could mean if they endure a lapse on their record. Trying to obtain auto insurance after a lapse in an old or existing policy can present a variety of issues on the road...
How Much Auto Insurance Do I Need?

How Much Auto Insurance Do I Need?

There is such a thing as being overinsured or having too much insurance coverage. You don’t want to pay for more coverage than you will use, nor do you want to underpay and still be vulnerable should an insurance claim or accident occur. Even though a minimum...
Understanding Auto Insurance Deductibles

Understanding Auto Insurance Deductibles

  Deductibles are part of every auto insurance policy, which applies to your vehicle’s physical damage coverage. If there is a claim, for example, the deductible is the amount you pay your insurance company BEFORE they pay. The deductibles vary greatly in most...
Lower Your Costs

Lower Your Costs

  Car insurance rates increase for a number of reasons. The most common are trends in the insurance market, annual inflation, the number of policies in effect vs. the aggregated risk. These we are considering to be indirect reasons for rate increases. Direct...
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