From a one-person shop to a growing crew, the right coverage keeps a single claim from undoing years of work. As an independent agency, we shop dozens of carriers to build a policy around your business, not a template.
Whether you need general liability to sign a contract, a Business Owner's Policy to protect your shop, workers' comp for your crew, or coverage for your commercial vehicles, we make it simple. Because we're independent, we compare carriers that specialize in your industry and right-size the coverage so you're protected where it counts and not paying for what you don't need.
Need a certificate of insurance today to close a job? We move fast, same-day certificates are standard around here.
Covers third-party injury and property damage claims, often required to sign contracts or leases.
Bundles liability and property into one cost-effective package for small businesses.
Required for many Florida employers, covers employee injuries and lost wages.
Protects your building, equipment, and inventory from fire, theft, and storms.
Coverage for vehicles your business owns, leases, or uses for work.
Specialized coverage for trucks and multi-vehicle fleets.
Protects service businesses against claims of mistakes or negligence.
Helps cover the cost of a data breach or cyber attack on your business.
Different carriers price the same business completely differently. We know which ones want your industry and put them to work for you.
We place you with carriers that specialize in your line of work for better rates and fit.
Need proof of insurance to win a job? We turn certificates around quickly.
A local Tampa team that knows your business and answers when you call.
Don't see yours? We write coverage for businesses of all kinds across Tampa and Florida, just ask.
For most businesses, yes, and the threshold depends on your industry. Construction businesses generally need it with one or more employees, while most non-construction businesses need it at four or more employees. We'll confirm exactly what your business requires.
A BOP bundles general liability and commercial property into one convenient, cost-effective policy, ideal for many small and mid-size Tampa businesses.
Most clients, landlords, and contracts require it before you can work or sign a lease. Even when it's not required, it protects you from costly third-party injury and property-damage claims.
It depends on your industry, size, payroll, and coverage. Because we shop multiple carriers, we'll find the most competitive option for your specific business, free.
Yes. We write commercial auto for work vehicles and specialized coverage for trucks and fleets.
Absolutely, same-day certificates are standard. If a job is waiting on proof of coverage, call us and we'll get it done.
Tell us about your business and we'll match you with the right carriers and coverage, usually the same day. Need a certificate fast? We've got you.