Tampa traffic and Florida rates shouldn't cost you a fortune. As an independent agency, we shop dozens of top carriers and bring back the auto policy that fits your driving and your budget, fast.
A "captive" agent can only sell you their one company's car insurance. We're independent, so instead of forcing you into one rate, we compare dozens of A-rated carriers side by side and find the coverage that actually fits how you drive. Whether you need a simple Florida minimum policy, full coverage for a new car, an SR-22 filing, or a policy for the whole family's vehicles, we make it simple and we make it affordable.
Tampa drivers face some of Florida's higher premiums thanks to traffic density, weather, and the state's no-fault system. Shopping the market is the single best way to offset that, and that's exactly what we do for you, free.
Personal Injury Protection, covers your own injuries regardless of fault. Florida requires it.
Pays for damage you cause to someone else's vehicle or property.
Strongly recommended protection if you're at fault in an accident that injures others.
Repairs or replaces your vehicle after an accident, no matter who's at fault.
Theft, storms, flooding, fallen branches, vandalism, the non-collision stuff Florida throws at you.
Protects you when the other driver has no coverage, common in Florida.
Need an SR-22 to get back on the road? We handle the filing quickly and affordably.
Specialty coverage for collector cars and business vehicles, too.
That's the difference an independent agency makes. We're free to shop the whole market and stack every discount you qualify for.
We compare rates apples-to-apples so you don't have to call around.
Bundle, safe-driver, multi-car and more, we find the savings in the details.
Real people who know Florida roads and answer when you call.
Bundling your auto with home or renters often saves the most, ask us to quote both together.
Yes. Florida is a no-fault state, which means your own Personal Injury Protection (PIP) covers your injuries after an accident regardless of who caused it. That's why PIP is required to drive legally in Tampa.
Florida requires at least $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL). We usually recommend adding bodily injury and uninsured-motorist coverage for real protection, and we'll show you the cost difference so you can decide.
It depends on your driving record, vehicle, ZIP code, and coverage, Tampa tends to run higher than the state average. The best way to lower it is to compare carriers, which we do for you free in minutes.
Shop the market and stack your discounts. Because we're independent, we compare dozens of carriers and apply every discount you qualify for, bundling auto with home or renters is often the biggest single saver.
Yes. If you need an SR-22 to reinstate your license, we'll find an affordable policy and handle the filing for you, usually same day.
Absolutely. We write commercial auto for business vehicles and specialty coverage for classic and collector cars, too.
Tell us about your vehicle and we'll bring back your best options, usually the same day. Stop overpaying for car insurance.